I'm $1,000,000 In Student Loan Debt!!

20 162 Դիտումներ 2.1մլն

I'm $1,000,000 In Student Loan Debt!!
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  1. The Ramsey Show - Highlights
    The Ramsey Show - Highlights
    Տարի առաջ

    Get life-changing financial advice anytime, anywhere. Subscribe today: amget.info

    1. AustinBWH
      Ամիս առաջ

      I dream of making that kind of money.

    2. That Guy
      That Guy
      2 ամիս առաջ

      Hey Mr. Ramsey I would like to know what are your thought on what they call the Movement or prank that has been down with GameStop where these funds heavily shorted the stock but end up losing billions.

    3. john roberts
      john roberts
      4 ամիս առաջ

      Once Biden gets in office he’ll be 3 million in debt

    4. Rocky boy
      Rocky boy
      4 ամիս առաջ

      I have no money Anyone help me ..... please !!!! 😭😭😭

    5. woswas denni
      woswas denni
      5 ամիս առաջ

      bad advice in this special case, he has a lot of potential because of the high flow of money. the only way togo would be pay the minimum use as much as he can to invest. quickly he gonna turn the 1mil student loan into 1 mil investment loan that then could be furter investet with higher rates of payback. that would also secure him a bit better since most of his income comes from a job he could loose at any moment. any momeny payback then is just lost and the debt is crushing him anyway. better have assets that ensure payback

  2. Mike Kooyman
    Mike Kooyman
    14 ժամ առաջ

    How long would it take for him to pay it off?

  3. Ruslan Suleimanov
    Ruslan Suleimanov
    23 ժամ առաջ

    This is so much fun watching from Europe

  4. John Stewart
    John Stewart
    Օր առաջ

    Maybe if somehow college becomes free, income levels will go down...

  5. John Stewart
    John Stewart
    Օր առաջ

    Dude makes 20833 a month, and he is crying because?

  6. M P
    M P
    Օր առաջ

    Imagine the best country of the world not giving free education for academic medical fields

  7. Michael H
    Michael H
    Օր առաջ

    wooooowee, would hate to go to this guy orthodontics practice.. prob would charge the client $$$$$ to get himself out of debt... sorry huny no vacations and sushi fiance: I aint working for free... Peace the fuq out.

  8. Richard Salley
    Richard Salley
    Օր առաջ

    Well good luck paying that off!

  9. Swift Media Productions
    Swift Media Productions
    Օր առաջ

    Can't he just not pay the loans?

  10. Skinny Guy Gains
    Skinny Guy Gains
    2 օր առաջ

    i feel so bad for this man😭😭😭 you can hear the sadness in his voice. i wish him the absolute best in his debt battle

  11. Darryl Lesesne
    Darryl Lesesne
    2 օր առաջ

    Can we FAct Check this

  12. Natasha
    2 օր առաջ

    I pray for this man 🙏

  13. Cp0 Cp9
    Cp0 Cp9
    2 օր առաջ

    I feel like taking out a million dollar student loan and just keep it for myself

  14. Billy
    2 օր առաջ

    Well i hope he's doing okay atm lol

  15. Deklund DeBell
    Deklund DeBell
    3 օր առաջ

    We are going from mosquitoes to bears real quick😂

  16. haute03
    3 օր առաջ

    I have a few close friends and family who are doctors so I know medical and dental school debt is crazy, but wow.

  17. JOE KNG
    3 օր առաջ

    This man REALLY wanted to be an orthodontist.

  18. LaQua Martin
    LaQua Martin
    3 օր առաջ

    That's crazy how!!!

  19. Michael Van Horn
    Michael Van Horn
    3 օր առաջ

    Pray he never has a car accident or serious illness

  20. Patrick
    3 օր առաջ

    This guy sounded like he was expecting Dave to give him a magic pill.

  21. ERN - European Race Night
    ERN - European Race Night
    3 օր առաջ

    Crazy how people can make 250k a year that's 20k a month lol that's a year for some people my god

  22. Sandra Chinazo Nwankwo
    Sandra Chinazo Nwankwo
    4 օր առաջ

    Let me guess... he went to a top tier or super expensive school where he got the same education he would have gotten from a lower tier school. Hope the pedigree was worth it😒

  23. Serious Business
    Serious Business
    4 օր առաջ

    He would have been better off just investing the Million in any old index fund. Less effort and i doubt he would be set any worse.

  24. Cath
    4 օր առաջ

    As an outsider, I must say I am glad that I chose UK to study, Universities can not charge you more than 9,250£ per year and I don't need to pay this debt if I don't have a job! And when I do have a job they just take some amount based on my income, which honestly is not a huge amount. I am free of my own debt, if I have a job I need to pay, if not, I don't need to pay it at all.

  25. killthemjunkies
    4 օր առաջ

    Why doesnt he just pay the absolute least a year and just say f it

  26. BC Neil
    BC Neil
    4 օր առաջ

    His fiancé needs to get away fast. I am shocked she doesn't have family warning her. He even wants her to be his office staff without pay?

  27. Bill O33
    Bill O33
    4 օր առաջ

    Here’s some better advice go be an orthodontist in Mexico and don’t pay your debt.

  28. Jason Zheng
    Jason Zheng
    4 օր առաջ

    Could be worse. He’s got a long career as a orthodontist and 20 years in he’s gonna be living real well

  29. Richard Nordell
    Richard Nordell
    4 օր առաջ

    How in the world? How will this guy be able to run a business. He is clueless. Where did he go to school? This is just reckless. Where are his loved ones? His friends? Mentors? Family? This is the case of a phenomenal student with zero common sense.

  30. Timothy Huston
    Timothy Huston
    4 օր առաջ

    Man America is so weird.... how is this even possible... crazy absolutely crazy

  31. agricolaregs
    5 օր առաջ

    I have a way better idea.

  32. Fraus Mandrake
    Fraus Mandrake
    5 օր առաջ

    Listening to this has made me fully understand the "I can't breath" statement I hear in almost every highlight.

  33. Matthew Alkman
    Matthew Alkman
    5 օր առաջ

    totally robbing us

  34. realbeautyness25
    5 օր առաջ

    Ok so he's a Dr 😔

  35. Mike Penske
    Mike Penske
    5 օր առաջ

    I call, BS...

  36. Abigail Mendez
    Abigail Mendez
    5 օր առաջ

    Loans are financial suicide

  37. Kevin Ghost
    Kevin Ghost
    5 օր առաջ

    Where tf did he go hog warts

  38. Edge HODL
    Edge HODL
    5 օր առաջ

    Poor guy

  39. Bush Monster
    Bush Monster
    5 օր առաջ

    This shouldn't even be possible.

  40. MrKeyframes
    6 օր առաջ

    People like that are the definition of book smart - street stupid. There's your high-school straight-A student for you right there.

  41. isaac marin
    isaac marin
    6 օր առաջ

    If I was him I’d just pay the minimum payment for the rest of my life and enjoy life until I’m like 60-65 and then just kill myself when I retire having lived a relatively nice life

  42. Josh H
    Josh H
    6 օր առաջ

    Don't pay any of it. Go off the map and never send your kids to college

  43. TechDeals
    6 օր առաջ

    He is an orthodontist, he will pay it off pretty easily ...

  44. Sparklicious E
    Sparklicious E
    6 օր առաջ

    Id be running to Canada

  45. mpforeverunlimited
    6 օր առաջ

    I was shocked until I heard he's a doctor. He can probably pay it off in the time it takes most people to pay off their debt

  46. Marek Merchelski
    Marek Merchelski
    6 օր առաջ

    this guy need to go bankrup man dont pay no cashback

  47. iron savior
    iron savior
    6 օր առաջ

    Imagine trying to sleep with that much debts. I could not take any exams because of that pressure in my mind LOL

  48. Sara Crewe
    Sara Crewe
    6 օր առաջ

    Best course of action would probably be to get the lowest payment possible or even freeze it, then invest as much as he can and pay it off with his returns.

  49. prettylittlelashesox
    6 օր առաջ

    Can't he just file for bankruptcy or move to a different country?

  50. MochaWaifu
    6 օր առաջ

    This man is pretty brave to get married 1mil in the hole...

  51. Parsa Jamilian
    Parsa Jamilian
    6 օր առաջ

    The good news at least for him is because of the pandemic, all the student loan payments are paused.

  52. R R
    R R
    7 օր առաջ

    How did this happen? He is book smart but needs lots of business help. Hope he does not borrow the practice into the ground.

  53. Black_ Butterfly
    Black_ Butterfly
    7 օր առաջ

    I would file bankruptcy

    1. agricolaregs
      5 օր առաջ

      Student loans remain after bankruptcy.

  54. Carpe Diem
    Carpe Diem
    7 օր առաջ

    You can hear the depression in this man’s voice... so sad

  55. Joceline Sanchez
    Joceline Sanchez
    7 օր առաջ


  56. Ryan
    7 օր առաջ

    The comments on these calls are hilarious! DR followers are funny.

  57. Joe Chang
    Joe Chang
    7 օր առաջ

    while this person's situation is salvageable if several things go right, the more serious issue is in medical students who take this amount of debt without completing the degree or residency? its too bad there is not a lower interest rate, but that might encourage more reckless borrowing

  58. Haq Gamer
    Haq Gamer
    7 օր առաջ

    i always say avoid universities at all cost unless you wanna become a doctor, pharmacist, dentist or nurse. Everything else you can learn for free on the internet.

  59. Dog Lover
    Dog Lover
    8 օր առաջ

    Another Kids who thinks he needs to go to college!!!

  60. MOSHE
    8 օր առաջ

    Good video. This gives me a lot of relief for not going to medical school/dental school.

  61. H Hunter
    H Hunter
    8 օր առաջ

    Omg! Terrible choice!

  62. Ron R
    Ron R
    8 օր առաջ

    The caller is either not telling the truth (likely), or a complete idiot (possible)...or both.

  63. Jory Harris
    Jory Harris
    8 օր առաջ

    hopefully joe will do something to let you bankrupt.

  64. David Carcamo
    David Carcamo
    8 օր առաջ

    Does this make him a anti millionaire

  65. BigAli27
    8 օր առաջ

    Parents- “be a doctor” Doctors-

  66. Ben Leffel
    Ben Leffel
    8 օր առաջ

    Cancel student debt

    1. agricolaregs
      5 օր առաջ


  67. Joseph Oluf
    Joseph Oluf
    9 օր առաջ

    I believe he can pay it off in few years if he is serious about it

  68. Heather White
    Heather White
    9 օր առաջ

    Dave Ramsey is a clown

  69. Timothy H
    Timothy H
    9 օր առաջ

    5800 a month interest..... holy fuckarroooooo thats a six figure salary to just be breaking even every month

    1. Aidan MacDonald
      Aidan MacDonald
      9 օր առաջ

      Imagine if he failed orthodontist school at the end.

  70. H T
    H T
    9 օր առաջ

    So what I don’t understand as a European is why he said the 250k is pre tax I would guess he could deduct his massive debt from the tax burden, couldn’t he?

    1. agricolaregs
      5 օր առաջ


  71. Abu Mansaray7
    Abu Mansaray7
    9 օր առաջ

    I'd just back my suitcase and bounce 😂😅

  72. Lu Villan
    Lu Villan
    9 օր առաջ

    A wonderful education system the one we have!!

  73. Ibrahim
    9 օր առաջ

    Most people don't even earn 1mil over 50 years (working minimum wage) but in the US you're allowed to take on hundreds of thousands of dollars of debt at the age of 18

  74. Nemanja Stojanovic
    Nemanja Stojanovic
    9 օր առաջ

    Wow. I got my master's degree in mathematics for basically $0, in Serbia, third world country. I was paying dorm room, three organic meals per day and internet about $37 monthly. This is nuts

    1. agricolaregs
      5 օր առաջ

      Does Serbia have the student loan system?

  75. Pretty Pink
    Pretty Pink
    9 օր առաջ

    My debt is only 13k n student loans whew I don't feel bad after watching some of the stories on this show!!!🥴🥴🥴🥴🥴🥴

  76. Salah Arroyo
    Salah Arroyo
    9 օր առաջ

    Change country xd

  77. ParTAYtrain
    9 օր առաջ

    Does anyone really believe this? School doesn’t cost that much.

    1. agricolaregs
      5 օր առաջ

      Yeah. That’s accurate.

  78. Bochaba
    9 օր առաջ

    Student loans have ruined education in the USA. stay out of college unless you go STEM and then keep it as cheap as possible

  79. Yeo Wee Huat Huat
    Yeo Wee Huat Huat
    9 օր առաջ

    I rather go to library n read all the book

  80. Keeno Simms
    Keeno Simms
    9 օր առաջ

    I've never seen Dave at a loss for words like this.

  81. Aidan C
    Aidan C
    9 օր առաջ

    At that point I'd just flee the country

    1. Bochaba
      9 օր առաջ

      I've read of people doing this

  82. sexysilversurfer
    9 օր առաջ

    No wonder American health care is so expensive! 🤷🏼‍♂️

  83. TheCreeperTrack
    10 օր առաջ


  84. nayosum
    10 օր առաջ

    funny how students easily get their student loan worth million..and there's me who can't get 5k loan hahaha

  85. Zachary Arnold
    Zachary Arnold
    10 օր առաջ

    Get citizenship in a country that doesn’t extradite

  86. Christina Hewett
    Christina Hewett
    10 օր առաջ

    How? What? When? Where? Why?

  87. Isaac Losh
    Isaac Losh
    10 օր առաջ

    I almost think that this guy is a plant - a fake caller in order to put forward a scurrilous story for Dave to bat around. It's staged. There's no way that a person could have $1M in student loans. If you did a bachelor's at Harvard, an MD, a law degree, and a PhD you couldn't even come close to $1M and nobody has all those degrees from Harvard or a similar costing university.

  88. Rodrigo Santos
    Rodrigo Santos
    10 օր առաջ

    I hope this guy got student loan forgiveness, at the very least part of it :(

  89. Ish K
    Ish K
    11 օր առաջ

    Lol you can’t buy stupid I guess.

  90. Amirah Azra
    Amirah Azra
    11 օր առաջ

    I just want to count my blessing and stop complaining😌

  91. Kinky
    11 օր առաջ

    Is this Justin Chisari, Jupiter, FL?

  92. Jonathan Tate
    Jonathan Tate
    11 օր առաջ

    This dude is doing absolutely fine. Sure, the amount of debt is huge, but this guy has an absolutely insane income potential. Literally all he has to do is stay on track for 7-8 years and he is set for life

  93. Paid to Deliver Food
    Paid to Deliver Food
    11 օր առաջ

    Millennial funny

  94. Dejan Spasovic
    Dejan Spasovic
    11 օր առաջ

    wow i feel sorry for this guy! In Sweden we got 0.05% intrest on our student loans. Educations should not be expensive!

  95. rounder355
    11 օր առաջ

    I don't want this guy working on my teeth. Doctor's should have a flashing sign in their lobbies that show how much student loan debt they currently have.

  96. Julia Nephew
    Julia Nephew
    12 օր առաջ

    I feel sorry for this couple, I can’t imagine being under this amount of stress. Praying they are able to figure it out and hang in there until they’re able to pay the debt off entirely

  97. Carlos Lopez
    Carlos Lopez
    12 օր առաջ


  98. Joe Random
    Joe Random
    12 օր առաջ

    sounds like a good fit for a political job (knows how to spend as opposed to saving!)

  99. Peter M
    Peter M
    12 օր առաջ

    I would call the loan organization and explain to them that If they don't freeze the loan, I will stop making payments and move abroad..

  100. Tony Haynes
    Tony Haynes
    12 օր առաջ

    Thank God for the British Open University, which has enabled millions to get a degree, without monster debt. Also, you don't need any educational qualifications to join. Just the burning desire to prove people wrong, and better yourself. Just pay for each module up front, and what ever books you need.