I'm $1,000,000 In Student Loan Debt!!
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I'm $1,000,000 In Student Loan Debt!!
20 162 Դիտումներ 2.1մլն
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I dream of making that kind of money.
Hey Mr. Ramsey I would like to know what are your thought on what they call the Movement or prank that has been down with GameStop where these funds heavily shorted the stock but end up losing billions.
Once Biden gets in office he’ll be 3 million in debt
I have no money Anyone help me ..... please !!!! 😭😭😭
bad advice in this special case, he has a lot of potential because of the high flow of money. the only way togo would be pay the minimum use as much as he can to invest. quickly he gonna turn the 1mil student loan into 1 mil investment loan that then could be furter investet with higher rates of payback. that would also secure him a bit better since most of his income comes from a job he could loose at any moment. any momeny payback then is just lost and the debt is crushing him anyway. better have assets that ensure payback
How long would it take for him to pay it off?
This is so much fun watching from Europe
Maybe if somehow college becomes free, income levels will go down...
Dude makes 20833 a month, and he is crying because?
Imagine the best country of the world not giving free education for academic medical fields
wooooowee, would hate to go to this guy orthodontics practice.. prob would charge the client $$$$$ to get himself out of debt... sorry huny no vacations and sushi fiance: I aint working for free... Peace the fuq out.
Well good luck paying that off!
Can't he just not pay the loans?
i feel so bad for this man😭😭😭 you can hear the sadness in his voice. i wish him the absolute best in his debt battle
Can we FAct Check this
I pray for this man 🙏
I feel like taking out a million dollar student loan and just keep it for myself
Well i hope he's doing okay atm lol
We are going from mosquitoes to bears real quick😂
I have a few close friends and family who are doctors so I know medical and dental school debt is crazy, but wow.
This man REALLY wanted to be an orthodontist.
That's crazy how!!!
Pray he never has a car accident or serious illness
This guy sounded like he was expecting Dave to give him a magic pill.
Crazy how people can make 250k a year that's 20k a month lol that's a year for some people my god
Let me guess... he went to a top tier or super expensive school where he got the same education he would have gotten from a lower tier school. Hope the pedigree was worth it😒
He would have been better off just investing the Million in any old index fund. Less effort and i doubt he would be set any worse.
As an outsider, I must say I am glad that I chose UK to study, Universities can not charge you more than 9,250£ per year and I don't need to pay this debt if I don't have a job! And when I do have a job they just take some amount based on my income, which honestly is not a huge amount. I am free of my own debt, if I have a job I need to pay, if not, I don't need to pay it at all.
Why doesnt he just pay the absolute least a year and just say f it
His fiancé needs to get away fast. I am shocked she doesn't have family warning her. He even wants her to be his office staff without pay?
Here’s some better advice go be an orthodontist in Mexico and don’t pay your debt.
Could be worse. He’s got a long career as a orthodontist and 20 years in he’s gonna be living real well
How in the world? How will this guy be able to run a business. He is clueless. Where did he go to school? This is just reckless. Where are his loved ones? His friends? Mentors? Family? This is the case of a phenomenal student with zero common sense.
Man America is so weird.... how is this even possible... crazy absolutely crazy
I have a way better idea.
Listening to this has made me fully understand the "I can't breath" statement I hear in almost every highlight.
totally robbing us
Ok so he's a Dr 😔
I call, BS...
Loans are financial suicide
Where tf did he go hog warts
Poor guy
This shouldn't even be possible.
People like that are the definition of book smart - street stupid. There's your high-school straight-A student for you right there.
If I was him I’d just pay the minimum payment for the rest of my life and enjoy life until I’m like 60-65 and then just kill myself when I retire having lived a relatively nice life
Don't pay any of it. Go off the map and never send your kids to college
He is an orthodontist, he will pay it off pretty easily ...
Id be running to Canada
I was shocked until I heard he's a doctor. He can probably pay it off in the time it takes most people to pay off their debt
this guy need to go bankrup man dont pay no cashback
Imagine trying to sleep with that much debts. I could not take any exams because of that pressure in my mind LOL
Best course of action would probably be to get the lowest payment possible or even freeze it, then invest as much as he can and pay it off with his returns.
Can't he just file for bankruptcy or move to a different country?
This man is pretty brave to get married 1mil in the hole...
The good news at least for him is because of the pandemic, all the student loan payments are paused.
How did this happen? He is book smart but needs lots of business help. Hope he does not borrow the practice into the ground.
I would file bankruptcy
Student loans remain after bankruptcy.
You can hear the depression in this man’s voice... so sad
Wow..
The comments on these calls are hilarious! DR followers are funny.
while this person's situation is salvageable if several things go right, the more serious issue is in medical students who take this amount of debt without completing the degree or residency? its too bad there is not a lower interest rate, but that might encourage more reckless borrowing
i always say avoid universities at all cost unless you wanna become a doctor, pharmacist, dentist or nurse. Everything else you can learn for free on the internet.
Another Kids who thinks he needs to go to college!!!
Good video. This gives me a lot of relief for not going to medical school/dental school.
Omg! Terrible choice!
The caller is either not telling the truth (likely), or a complete idiot (possible)...or both.
hopefully joe will do something to let you bankrupt.
Does this make him a anti millionaire
Parents- “be a doctor” Doctors-
Cancel student debt
Why?
I believe he can pay it off in few years if he is serious about it
Dave Ramsey is a clown
5800 a month interest..... holy fuckarroooooo thats a six figure salary to just be breaking even every month
Imagine if he failed orthodontist school at the end.
So what I don’t understand as a European is why he said the 250k is pre tax I would guess he could deduct his massive debt from the tax burden, couldn’t he?
No.
I'd just back my suitcase and bounce 😂😅
A wonderful education system the one we have!!
Most people don't even earn 1mil over 50 years (working minimum wage) but in the US you're allowed to take on hundreds of thousands of dollars of debt at the age of 18
Wow. I got my master's degree in mathematics for basically $0, in Serbia, third world country. I was paying dorm room, three organic meals per day and internet about $37 monthly. This is nuts
Does Serbia have the student loan system?
My debt is only 13k n student loans whew I don't feel bad after watching some of the stories on this show!!!🥴🥴🥴🥴🥴🥴
Change country xd
Does anyone really believe this? School doesn’t cost that much.
Yeah. That’s accurate.
Student loans have ruined education in the USA. stay out of college unless you go STEM and then keep it as cheap as possible
I rather go to library n read all the book
I've never seen Dave at a loss for words like this.
At that point I'd just flee the country
I've read of people doing this
No wonder American health care is so expensive! 🤷🏼♂️
Padhenkorst
funny how students easily get their student loan worth million..and there's me who can't get 5k loan hahaha
Get citizenship in a country that doesn’t extradite
How? What? When? Where? Why?
I almost think that this guy is a plant - a fake caller in order to put forward a scurrilous story for Dave to bat around. It's staged. There's no way that a person could have $1M in student loans. If you did a bachelor's at Harvard, an MD, a law degree, and a PhD you couldn't even come close to $1M and nobody has all those degrees from Harvard or a similar costing university.
I hope this guy got student loan forgiveness, at the very least part of it :(
Lol you can’t buy stupid I guess.
I just want to count my blessing and stop complaining😌
Is this Justin Chisari, Jupiter, FL?
This dude is doing absolutely fine. Sure, the amount of debt is huge, but this guy has an absolutely insane income potential. Literally all he has to do is stay on track for 7-8 years and he is set for life
Millennial funny
wow i feel sorry for this guy! In Sweden we got 0.05% intrest on our student loans. Educations should not be expensive!
I don't want this guy working on my teeth. Doctor's should have a flashing sign in their lobbies that show how much student loan debt they currently have.
I feel sorry for this couple, I can’t imagine being under this amount of stress. Praying they are able to figure it out and hang in there until they’re able to pay the debt off entirely
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sounds like a good fit for a political job (knows how to spend as opposed to saving!)
I would call the loan organization and explain to them that If they don't freeze the loan, I will stop making payments and move abroad..
Thank God for the British Open University, which has enabled millions to get a degree, without monster debt. Also, you don't need any educational qualifications to join. Just the burning desire to prove people wrong, and better yourself. Just pay for each module up front, and what ever books you need.