Student Loans | Patriot Act with Hasan Minhaj | Netflix

26 322 Դիտումներ 2.7մլն

With Americans' student debt now over $1.5 trillion, Hasan looks at how the federal government turned the Department of Education into the largest bank in America in terms of loans, and examines the department's relationship with loan servicers. These private financial companies have benefitted from Secretary of Education Betsy DeVos' hands-off regulation that has made it easy for students to become trapped in debt.
Watch Patriot Act with Hasan Minhaj on Netflix:
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About Patriot Act with Hasan Minhaj:
New episodes, new topics, every Sunday - only on Netflix. Hasan Minhaj brings an incisive and nuanced perspective to global news, politics, and culture in his unique comedy series. Subscribe to the Patriot Act channel now to stay up to date with episode clips and original content from Hasan and the Patriot Act team.
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Netflix is the world’s leading Internet television network with over 93.8 million members in over 190 countries enjoying more than 125 million hours of TV shows and movies per day, including original series, documentaries and feature films. Members can watch as much as they want, anytime, anywhere, on nearly any Internet-connected screen. Members can play, pause and resume watching, all without commercials or commitments.
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Student Loans | Patriot Act with Hasan Minhaj | Netflix


  1. Salwyn Mathew
    Salwyn Mathew
    Օր առաջ

    4:53 look who's laughing now

  2. josh maeder
    josh maeder
    2 օր առաջ

    I’m not against helping those saddled in debt, bc most of them were fiooled into, 18y/o taking out loans worth tens of thousands of dollars, as they were told there would be high paying careers waiting for them post college, and there weren’t. But I think we need to address the root cause of this, before we go bailing people out. Because let’s face it if we just forgive all loans, I.e paying off the loans through bailing out the financial institutions and banks who made these loans in the first place, they won’t be discentivized from loaning out money like this in the future, bc they’ll just be bailed out, and people will just continue taking out these loans cause they were told they’d be bailed out or there loans would be forgiven. So I say we address the root cause, then forgive the debt, to prevent this cycle from continuing to happen. But politicians won’t do this, as it’s easier to just promise to throw money at problems, then actually solving it.

  3. Just Dont Mind Me
    Just Dont Mind Me
    5 օր առաջ

    Now, I'm scared to go to college... (;ŏ﹏ŏ)

  4. Franklin Niester Jr
    Franklin Niester Jr
    8 օր առաջ

    Student Loan Debt is NOT a NATIONAL CRISIS. It is a PERSONAL CHOICE. Before you tax me more to pay off academia, give me a check equal to what i spent on my kids .

  5. dashe io
    dashe io
    9 օր առաջ

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  6. Cryptameria•
    9 օր առաջ

    I settled mine last year. Debt free!

  7. dashe io
    dashe io
    10 օր առաջ

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  8. FOSSEL_san ಠ ͜ʖ ಠ
    FOSSEL_san ಠ ͜ʖ ಠ
    11 օր առաջ

    Now I kinda understand America......never moving there

  9. omar Ramirez
    omar Ramirez
    16 օր առաջ

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  10. CaRL DJuSTIceD
    CaRL DJuSTIceD
    20 օր առաջ

    These guys all talk smh...this dude rocks

  11. TheLastHylianTitan
    20 օր առաջ

    As a student loan borrower I’ve been putting off watching this episode because...well, you can guess. And even just 11 minutes in, I’m getting a physical reaction from it. A tightening in my lower spine, a churning in my stomach, even a faster heart rate. Because this is scary shit. I don’t know what we have to do to make it happen but we need to change and/or destroy this system so no one else has to feel like this ever again.

  12. tae oh
    tae oh
    20 օր առաջ

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  13. Lowell Turner
    Lowell Turner
    21 օր առաջ

    Have to add this comment about navient. ECMC now managing my debt, is seems to work at this point. I would have to just not care as much since I may die before the debt is settled

  14. Lowell Turner
    Lowell Turner
    21 օր առաջ

    My student loan, from an electrical engineer degree started at $ 45k. Then the housing crash, and layoff led to $102,000 by 2020. My degree has not helped.

  15. Yeezy 700
    Yeezy 700
    24 օր առաջ

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  16. devansh joshi
    devansh joshi
    26 օր առաջ

    Wow... I'm Indian and I have to pay 4438 usd for my engineering degree... Guess we really do have something better than America

  17. Viktor Fedor
    Viktor Fedor
    28 օր առաջ

    The best thing that should be on everyone mind currently should be to invest in different stream of income that doesn't depend on government especially at this time of this pandemic.

    1. Federico Castro
      Federico Castro
      28 օր առաջ

      I have a bitcoin wallet, but I didn't know how to use it.

    2. Leonor Rocha
      Leonor Rocha
      28 օր առաջ

      "Finding the best person or the best organization to invest your money is one of the most important financial decisions you'll ever make."

    3. Endri Dukagjini
      Endri Dukagjini
      28 օր առաջ

      Crypto currency is the future, investing in it will be the wisest thing to do especially with the current rise.

    4. Liverpool Garmilo
      Liverpool Garmilo
      28 օր առաջ

      @Jesse Ortiz You're right, bitcoin is a good business.

    5. Jesse Ortiz
      Jesse Ortiz
      28 օր առաջ

      Trading bitcoin is a good business one can ever think of doing.

  18. Tyler Lo
    Tyler Lo
    29 օր առաջ

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  19. Justen G
    Justen G
    Ամիս առաջ

    Serve three years in any military branch problem solved.

  20. Derek B
    Derek B
    Ամիս առաջ

    I don't feel sorry because people took out loans for majors that would never make them the money to pay back their loans. Now they shouldn't be bullied on the phone or mail, but you can't expect collectors to just not do their job. How did this guy not link federal loans to the soaring college costs? If anyone can go 150k in debt for college why wouldn't the colleges raise tuition? If someone were selling a good or serves for such a high cost do you think they could continue to do so? Of course not, they'd go out of business. The amount of loans is the exact cause of such high cost for degrees. Durr..

  21. abby tafoya
    abby tafoya
    Ամիս առաջ

    y'all i'm not joking but ryan has a poster of *RIVERDALE* and its just going unnoticed lmfaoo

  22. iam you
    iam you
    Ամիս առաջ

    I see why you were Canceled. So tell these College students and parents to just take ownership and responsibility for their actions. Next if we just stop going to college due to cost or requiring you to take classes that have nothing to do with the degree then colleges will change so will companies!

  23. Haley Matthews
    Haley Matthews
    Ամիս առաջ

    I just got a student loan for graduate school. But, I have a job and I can pay off the student loan while attending school :D Next step, is doctoral program in the future. I come from a poor family but, I've always taken jobs while studying and working my butt off since I was 14 years old for university

  24. awamleh Abdul
    awamleh Abdul
    Ամիս առաջ

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  25. Vincent Bartholdi
    Vincent Bartholdi
    Ամիս առաջ

    Wow that’s the government making something worse.

  26. Jason McCleary
    Jason McCleary
    Ամիս առաջ

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  27. Dina Volkman
    Dina Volkman
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  28. Dina Volkman
    Dina Volkman
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  29. Hoang Duc Hai
    Hoang Duc Hai
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  30. pranki 225
    pranki 225
    Ամիս առաջ

    scary af!!!!

  31. Pernia Suhaib
    Pernia Suhaib
    Ամիս առաջ

    wheres Hasan now? This show is crazy good

  32. Hunter Knudtson
    Hunter Knudtson
    Ամիս առաջ

    i was doing auto pay through Navient. Navient was taking my payment and taking small chunks of the 8 loans i have. the small chunks were actually less then the interest i was charged. Now i go in and pay just on one loan

    1. Hunter Knudtson
      Hunter Knudtson
      Ամիս առաջ

      oh yeah and when i paid off 1 of my loans instead of going up my credit score went down lmaoooo

  33. BnD Llama
    BnD Llama
    Ամիս առաջ

    I studied marketing. I was told by my professors, proudly, that my job would be to lie to people and convince them to purchase a good or service "by any means necessary". When I asked them about "False Advertising" they told me that no one enforces it, and that it's not really a thing. Then they proceeded to teach me many of the ways that I'm allowed to lie to the public. It's so fucked up, don't trust labels, don't trust adverts, don't trust anything that isn't in fine print or spoken at 3 times the normal speed. Also the "generic" in every advert example is whatever you want it to be, doesn't have to correlate to anything in reality. Also lawyers will be the end of America, for every lawyer that does something decent there are a dozen working for the devil, and they all golf together.

  34. Adam Letavish
    Adam Letavish
    Ամիս առաջ

    When the comedians become more trustworthy than journalists, you know the country is in trouble.

  35. Elliot Agosto
    Elliot Agosto
    Ամիս առաջ

    LMFAO and whose fault is it for making a bad decision oh wait anybody what is that persons

  36. Fikry Ainul Bachtiar
    Fikry Ainul Bachtiar
    Ամիս առաջ

    The US is a broken country. Fucked its healthcare and education system. Meanwhile every four years you guys debating about who scumbag politicians you must choose? Pfftttt. Give the goddamn revolution, every regime has lied to you! That scumbag just wants your money to spend it for war in foreign countries. They intervented other nation's matters but the internal problems they cannot resolve. Ohhhh it's so muricaaa. As people of third-country, I feel sorry for you American.

  37. Ian Kamau
    Ian Kamau
    Ամիս առաջ

    the price is right guy looks like Jeffery Dahmer

  38. H S
    H S
    Ամիս առաջ

    The piquant shorts statistically sin because mouth formerly murder throughout a brash control. warlike, boiling watch

  39. Michael Robinson
    Michael Robinson
    Ամիս առաջ

    Netflix you blew a great show! What were you thinking! --Bonnie Robinson

  40. Canales Eason
    Canales Eason
    Ամիս առաջ

    The married land ipsilaterally remove because galley ideally seal with a sticky gold. pale, juvenile quality

  41. Rickie
    Ամիս առաջ

    If you owe the bank $100,000,000 and don't pay you've got a problem. If 1000 people owe the bank $100,000 and don't pay the bank has a problem. Wanna see them wipe student debt; give that some thought.

  42. ananth krishna
    ananth krishna
    Ամիս առաջ

    I studied Veterinary Medicine (5+2) for free with my master's which was also funded by the Indian government, with a scholarship. But this works if you really study hard to get scholarship etc.

  43. Helene Smothers Helene
    Helene Smothers Helene
    Ամիս առաջ

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  44. wa1w
    Ամիս առաջ

    Bottom line: people who borrow money are responsible for paying back their debt. Where is the correlation between people who have a useful major and being able to pay back their student loan debt? Fannie Mae never told people to get a student loan. The students make the offer to borrow. Realistically, only people majoring in a degree that gives the student the ability to pay back the debt should qualify to receive loaned money but then people would complain that it is unfair. Society cannot financially cover for people being dumb. Only 50% of people who start a four year degree ever finish.

  45. Taylor Michael
    Taylor Michael
    Ամիս առաջ

    The discreet dew proximately measure because karate wailly raise an a wretched sword. internal, aquatic den

  46. Jeffrey Kemper
    Jeffrey Kemper
    Ամիս առաջ

    The real kicker is you get your education for high paying jobs. That are given to immigrants. Businesses not paying taxes. Immigrants coming here debt free & tax free doing our high paying jobs Promissed to Americans. Not immigrants. So who is paying your salaries from our taxes?

  47. Truth Matters
    Truth Matters
    Ամիս առաջ

    I've watched quite a few Patriot Act videos tonight, and I have to say that, after doing so,: the USA government and the filthy rich in this world treat those they consider 'lesser' (which seems to be most of us) like crap at every single turn on every single subject. It's disgusting and disgraceful; I hope and pray they reap what they sow and soon!

  48. D K
    D K
    Ամիս առաջ

    People with disabilities have been the most affected by student loans. After going to school in order to get out of supplemental social security benefits and other government programs for the poor, I graduated with a master's degree. Since then, it has taken me three years to get a job and up to now, I don't know when I will get that dream job......

  49. maddox glow
    maddox glow
    Ամիս առաջ

    who’s here after Biden said he’s not going to cancel any student debt after he said he would

  50. Tom Christ
    Tom Christ
    Ամիս առաջ

    This is essentially a TED talk, why is it on Netflix?

  51. bazzakrak
    Ամիս առաջ

    This sure sounds alot like this show on HBO

  52. Maria Jose Alonzo Claudino
    Maria Jose Alonzo Claudino
    Ամիս առաջ

    When your student loan company is Navient ......

  53. Drawing With Julia
    Drawing With Julia
    Ամիս առաջ

    Am I the only one just binging all the patriot act videos? They're so interesting and hilarious, I could watch them all day!

  54. adad rer
    adad rer
    Ամիս առաջ

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  55. pomykal dest
    pomykal dest
    Ամիս առաջ

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  56. Cobone
    2 ամիս առաջ

    This guy is NOT funny..You mentally ill liberals destroyed comedy..Evey-thing you people touch you destroy.

  57. OPineapple
    2 ամիս առաջ

    Doing stupid crappy useless degrees and staying stagnant and complaining about not being able to pay off debt, you have to be kidding me lol. Fucking idiots

  58. Don't Be Stupid
    Don't Be Stupid
    2 ամիս առաջ

    Stfu you commie loser. Take a loan. Pay it back, degenerate.

  59. michael vanderbrook
    michael vanderbrook
    2 ամիս առաջ

    Why not tax the top 10% of income earners and 0 taxes for the other 90%. Pass legislation that says the top 10% cannot hide money overseas. They stole it from the bottom 90% it would be immoral to let them hide their booty overseas. Why not just say that, 60% of Americans will vote for that candidate? The congress will need to also pass legislation that says if you moved your money overseas because you saw the legislation coming, there will be penalties for that. Socialism for the top 10% and capitalism for the bottom 90%.

  60. just dont
    just dont
    2 ամիս առաջ

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  61. Donald Gray
    Donald Gray
    2 ամիս առաջ

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  62. Vo Tuan Tu
    Vo Tuan Tu
    2 ամիս առաջ

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  63. Vo Tuan Tu
    Vo Tuan Tu
    2 ամիս առաջ

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  64. SuperBot(hi)
    2 ամիս առաջ

    Y’all really gotta talk about the reasons these colleges are this expensive, that has to be the change

  65. Thomas Fitzpatrick
    Thomas Fitzpatrick
    2 ամիս առաջ

    Ugh and when you're only 22 make 100,000 from trade school or my friends who went to college and paid their debt already in 3 years because they got a real degree

  66. BeActive Behappy
    BeActive Behappy
    2 ամիս առաջ

    The watermark on the left bottom corner of the video is as genuine as promises of NavEnt (I'm not going to write the I)

  67. Daniel Evans
    Daniel Evans
    2 ամիս առաջ

    The problem is NOT STUDENT DEBT! The problem is courses that aren't worth it and that the interest on debt that makes it hard to pay off. Introduce better apprenticeship schemes that gurentee a high payed, high skilled, in demand job

  68. Blood1397violet
    2 ամիս առաջ


  69. ConquerThaFuture
    2 ամիս առաջ

    Wonder if he voted for Bernie.

  70. DCaffeine 18
    DCaffeine 18
    2 ամիս առաջ

    This video worked great to explain to my grandfather why I decided to go to a cheaper college. He could not understand how something that is now talked about like a commodity is priced like a luxury, while being both life-changing and useless.

  71. Jk3 Jk3
    Jk3 Jk3
    2 ամիս առաջ

    Complete BS netflix canceled his show

    2 ամիս առաջ

    Don't go to college for bullshit degrees. Wish somebody told me that beforehand.

  73. Aditya Rajware
    Aditya Rajware
    2 ամիս առաջ

    Don’t mind me, just thanking God I wasn’t born in US

  74. You know Who?!
    You know Who?!
    2 ամիս առաջ


  75. Mein Liebe
    Mein Liebe
    2 ամիս առաջ

    Wow, in our country, it was like "if you cant pay it, you cant go".

    1. author nikkih
      author nikkih
      2 ամիս առաջ

      I am honestly confused about America's student loan system in my country if you can't afford university whether public or private there are polytechnics and colleges of education and if you still can't afford it then don't bother yourself and learn a trade.

  76. RR Yase
    RR Yase
    2 ամիս առաջ

    Can someone go wipe Sallie Mae's data? Ty

  77. per son
    per son
    2 ամիս առաջ

    This guy is chris hayes, but if he had a sense of humor

  78. matt darbyshire
    matt darbyshire
    2 ամիս առաջ

    Imagine working for 30 years to payoff your mortgage, on a house you agreed to buy. Then, you find out your neighbors got their house for FREE. Here's the kicker, now you have to pay for their house. F*** that

  79. Vo Tuan Tu
    Vo Tuan Tu
    2 ամիս առաջ

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  80. Sham God
    Sham God
    2 ամիս առաջ

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  81. Omar Bautista
    Omar Bautista
    2 ամիս առաջ

    People have student loans because honestly they are stupid

  82. Kent Keller
    Kent Keller
    2 ամիս առաջ

    Stop going to college. Prices will drop.

  83. TheLivingSane
    2 ամիս առաջ

    Bring this back.

  84. leo2502
    2 ամիս առաջ

    See, but the issue here isn't even just services. Its the idea that we are happily selling loans to people who you wouldn't rent a clapped out toyota corolla to. Financial aid offices that refuse to explain what loan terms mean, and tell you its either sign or go home with nothing to show for your work. Schools need to be held accountable for this as well.

  85. Jason Baker
    Jason Baker
    2 ամիս առաջ

    Don't take out loans you can't pay back. I paid for my college by working through it. FOH with debt cancellation

    1. Michelle Rains
      Michelle Rains
      2 ամիս առաջ

      FOH with debt cancellation?

  86. Judea Vision
    Judea Vision
    2 ամիս առաջ

    Thanks Obama

  87. Toby George
    Toby George
    2 ամիս առաջ

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  88. Harry Jude
    Harry Jude
    2 ամիս առաջ

    Napoleon Hill mentions 'student-loan repayment' (in his case 'correspondence-course bill-payment') in his classic "Think & Grow Rich," indicating that--even back in the 1950s--the main purpose of 'higher education' was "learning to responsibly handle debt."

  89. Upgrayedd Mc Macken
    Upgrayedd Mc Macken
    2 ամիս առաջ

    Super funny brown guy!$! Awesome keep it up rsjjnich or whatever your name is! :propaganda

  90. AaronAlso
    2 ամիս առաջ

    Couple years back I figured out I had 3 different "service providers" fleecing me for payments on the same loans. So, I just stopped paying. No one can give me an accurate statement and the Dept. of Education won't respond to my requests. FUCK"EM ALL!!!!

  91. Rex Ian Pahang
    Rex Ian Pahang
    2 ամիս առաջ

    WTFFF Health worker license suspended ?????!!!!!! Pumapatay ng mga pasyente 🤬

  92. Merry Taheri
    Merry Taheri
    2 ամիս առաջ

    But they never told us about this forgiveness loans I just found out recently and I’ve worked in public services over 13 years and left private sector with higher pay and still owe close to $200k while serving the underserved communities

  93. Merry Taheri
    Merry Taheri
    2 ամիս առաջ

    They were horrible and never provided me information ten years ago that now could have forgiven all my student loans by now!!!!

  94. gutz1981
    2 ամիս առաջ

    If they forgive these depts, what does it say to those who did not go to college? "Not only do you not have a degree now. But those who do got theirs for free and still get to keep the opportunities they provide. Now change my tire and be quick about it."

    1. Johannes Schenker
      Johannes Schenker
      6 օր առաջ

      Your point being?

  95. 212driller
    2 ամիս առաջ

    I hate my student debt, but I did agree to it. If you knowingly get in debt you should have a plan prepared to pay it off. Its not like we are victims, we knowingly got in debt to better our future. We should all lie in the bed we make for ourselves.

  96. Dan Sweeney
    Dan Sweeney
    2 ամիս առաջ

    This is the perfect mix of like the late show and ridiculousness

  97. Anita E
    Anita E
    2 ամիս առաջ

    Me, 1981 California, community college (first two years of nonsense) was free. New York, City University, make under $20K? Pell Grant paid for it. All I ever had to pay for was books and staying alive. College became big business in the '90s and it's a disaster ever since. And why, oh, why, does everyone have to go to college anyway? We were taught basic math in high school. I guess this generation isn't or they would have, en masse, told universities to sod off.

  98. Dwarfburger Swampbeard
    Dwarfburger Swampbeard
    2 ամիս առաջ

    A bit forced, not really true, bad analogies, screams to be funny, assumptions.

  99. Loofa Rigno
    Loofa Rigno
    2 ամիս առաջ

    Pump the brakes there champ... How has a decades long problem been caused by people who have been in power for 2-3 years?

  100. Lucky Luke
    Lucky Luke
    2 ամիս առաջ

    They should teach how to manage their finance in high school before any student can apply for the loans. Most idiots don't even know what is the loan until they applied for graduation with their useless degree.